This rate is not change
during the term of your mortgage loan. You have your choice of
15, 20 and 30 year fixed rate terms. This is a great choice
right now based on current market conditions.
Interest Only Fixed Rate
You can take advantage
of a low fixed rate and still get the flexibility of a low
payment. Choose between a 10 year or the new 15 year interest
only option.
Option Arm Mortgage
This is typically a 1
month arm that offers an extremely low payment. It’s a good
choice for some. There is a new program offered that offers a
fixed rate for 5 years called the 5 year option arm. This is a
great choice for anyone considering an option arm mortgage.
Bad credit mortgage
There are many loan
programs and options that are available. Make sure you get the
advice from an expert such as a mortgage search expert at AG
Financial.
Home Advantage Account
This is a new mortgage
loan product that is a mortgage, savings, checking and home
equity line of credit rolled into one. Get all the details.
Stated income mortgage
You need to verify
employment but not income for this type of mortgage loan.
No Doc Loan
You don't need to verify
employment or income. Very good credit is typically required.
Home Equity Loan
Take cash out for home
improvements or bill consolidation. This is usually a second
mortgage.
Home Equity Line of Credit
This is typically an adjustable rate
tied to prime rate. You have a limit just like a credit card
would. As you pay down your balance, your available credit will
increase.
Construction Loan
Some builders require
the funds from you to build the home. there are many types of
construction loans to consider. The most popular program is
the "all in one closing" that allows you to lock in your rate in
advance for permanent financing before construction begins.
Bridge Loan
A particular type of
loan that allows you pull equity out of the home you plan to
sell to purchase your new home.
Home Purchase
There are many mortgage
loan programs from first time home buyer to the homeowner that
is looking to upgrade.
No Money Down Mortgage
Purchase your new home
with the option of no down payment. A popular option.
107% Home Purchase
You can borrow enough to
cover the closing costs based on credit qualification. You can
get into your home with virtually nothing out of pocket.
NO PMI Mortgage
There are many loan
programs to choose from. You may be able to avoid PMI insurance
even if you put less than 20% down. This can be as simple as the
way a mortgage is structured, or choose a lender that does not
require this cost.
Good Neighbor Program
A new program to allow
you to get into your new home with a small down payment and
still get a great low rate.
Express Refinance
Utilizing the technology
within the mortgage industry, allows some lenders to close a
mortgage loan in as little as 5 business days.
Adjustable Rate Mortgage
There are many types of
adjustable rate mortgages. Your rate will adjust after the
initial fixed rate period. This can be in as little as one month
all the way up to 10 years. You choose how long you want the
fixed rate period to be. Keep in mind that the longer the fixed
period, the higher the rate.
Interest only mortgage
This is an option that
can be added to almost any mortgage product. Get the mortgage
that’s custom tailored to you. A great way to reduce your
mortgage payment.
Rehabilitation Loan
Need cash to fix your
home? This mortgage loan is available for primary residences,
second homes, and investment properties.
Home improvement loan
Want to do some home
improvements? Talk with a mortgage search expert to determine
which loan is right for you.
Cash Out Refinance
Take cash out for any
reason. Consolidate bills, do home improvements. When rates are
low, it's usually the cheapest way to borrow money. It's up to
you on how you want to spend it.
Bill consolidation mortgage
Consolidate bills to
save money and interest. Consolidating bills can save you
hundreds or even thousands of dollars monthly.
Mortgage Advice
Get free mortgage advice
about the option ARM or any other mortgage loan.